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Terms and conditions of service:
(Please contact me if you have any questions)

All consultations, workshops & events must be paid in full at the time of booking.

Healings & readings are fully refundable up to 3 days after your booking has been made.   After this period a 75% refund is available provided you inform us 2 days before the consultation date.  After this time no refund is available.

Meditation circles are fully refundable up to 3 days after your booking has been made. After this period a 75% refund is available provided you inform us 7 days before the workshop date.  After this time no refund is available.

Development courses are fully refundable up to 3 days after your booking has been made.   After this period a 75% refund is available provided you inform us 14 days before the course date. After this time no refund is available.

However you can phone us at any time to change the date of any service or circle or workshop session if there is an alternative date available. Otherwise the policy reverts to those stated above.

If you are more than 15 minutes late for your therapy session, you will not be able to make up for the time lost if we are unable to extend it due to the day’s varying circumstances.  However we will try to accommodate small timing issues wherever possible.  Please try to arrive 10 minutes prior to your session.

We will email you to confirm your booking date and time once you have paid for any spiritual services.  If we do not email you within 24 hours, please get in touch with us.

Recording devices are allowed for readings;  however,  you must bring your own as I do not provide for them.

In the event I need to cancel a workshop or healing/ reading session,  a full refund will be granted if no alternative date can be agreed upon.

Anyone wishing to take part in any event held by Cosmic-Union LTD or purchase of any spiritual product(s) is embarking on a personal journey of investigation and exploration that should not be entered into lightly. Everyone should take personal responsibility for themselves, and attendance at consultations, lectures, courses, workshops and any other events or usages of products are at the individual’s own risk without liability on the part of myself and Cosmic-Union LTD. Please inform me of any medical condition you may have and any prescription drugs or medications you are taking regularly. No person using recreational drugs or alcohol on a regular basis can be considered for courses, workshops, other events. We reserve the right to ask a student to leave a class, workshop, lecture, demonstration, or other event and can also refuse the sale of any item to an individual at our discretion.

For meditation downloads no refund can be issued. No refunds will be issued on voluntary donations. We accept all major credit cards via PayPal. We also accept bank transfer at request.

Legal disclaimer:

By scheduling and / or paying for any service offered through cosmic-union.com and or / communicating with Tina Tsang in any fashion you are attesting that you have read this legal disclaimer and these terms of service.

Further you atest that you understand and willingly enter into, agree with and accept the following:
1.You are 18 years or older
2.100 accuracy is not guaranteed
3. Any information communication and / or consultations with Tina Tsang and / or via Cosmic-Union.com website is intended to, nor should it ever take the place of professional services including but not limited to: medical, legal, financial, business and / or psychological.
4. Tina Tsang and Cosmic-Union.com accepts no liability and/or responsibility for any actions and / or decisions any client chooses to take or make based on his/her consultation with Tina Tsang and/or Cosmic-Union.com
5. You agree to absolutely indemnify and hold harmless Tina Tsang and Cosmic-Union .com, their heirs, relatives, agents or assignees in perpetuity and throughout all known and unknown universes.
6. Copyright and confidentiality laws apply. You agree you will not publish, display, share, distribute and / or archive any material, photo, content etc without prior written permission from Tina Tsang, owner and publisher.
7. Social media: You may share my content and videos on appropriate social media outlets (facebook, Small world, pinterest, twitter and Tumblr) as long as appropriate attribution and context is given. To share my content on other venues please contact me.
8. All services offered by Tina Tsang and / or Cosmic-Union.com are for entertainment purposes only. 9. You have had the chance and taken the time to ask any and all questions, and of your own free will, choose to enter into this legal and binding disclaimer and terms of service agreement.

Please contact me if you have any questions.